The past few years has not been very fair on students and their families. Student maintenance loans have been decreased while student fees have increased. The cost of living has risen across the board and jobs are scarce. Not only that, but EU legislation has seen to it that the cost of car insurance has risen for women in particular and for young people in general. It seems as though it’s never been more financially difficult to be a student. Easing the... ❯❯❯
When you have a start-up business, you want to make sure that you do all that you can in order to make sure that your company offers a great product, provides impeccable customer service and perhaps, most importantly, earns a profit. Especially since according to many reports, nearly half of all new businesses close their doors within the first five years of opening them. Well, when it comes to keeping your finances in order, one of the main things that... ❯❯❯
When you have a start-up business, you want to make sure that you do all that you can in order to make sure that your company offers a great product, provides impeccable customer service and perhaps, most importantly, earns a profit. Especially since according to many reports, nearly half of all new businesses close their doors within the first five years of opening them. Well, when it comes to keeping your finances in order, one of the main things that... ❯❯❯
Many Americans are struggling with large amounts of credit card debt. According to NerdWallet the average American household has over $7,000 outstanding on their cards and that amount increases to over $15,000 if you only look at indebted households. Not being able to pay your bills for one month can send you into a bad downward debt spiral that may seem impossible to escape. If you have more debt than you can pay back, debt settlement may be an option to... ❯❯❯
Tax time can be a stressful experience for anyone. A careful attention to detail as well as proper planning helps relieve some of hassle that accompanies this thorny issue. Following the right steps ensures fewer potential difficulties throughout the entire process.
Arrange All Necessary Materials Before Preparation
Arrange everything needed to correctly prepare taxes beforehand. Common forms include W2s and the 1099 form. Other additional forms may be... ❯❯❯
If you’re someone who happens to run your own business, then you already know that it comes with a lot of demands. You have to make sure that you provide great products and/or services. You have to keep your website and social media accounts updated. You have to do all that you can to keep your customers satisfied. If you have a staff, you have to provide them with what they need in order to be productive. And, you also have to make sure that your payroll... ❯❯❯
You don’t need to have your masters in accounting to know when your small business is about to be hit with an audit. When it comes down to it, the IRS will surely let you know when they are about to storm your offices and invade your books. It can be an invasive experience, but it can really help if you are prepared. Preparing for a financial audit is a little bit like preparing your business for a potential financial tsunami. If you don’t want your... ❯❯❯
Unless you hold a degree in accounting, it is very unlikely that you have the same skillset and knowledge as a certified public accountant (CPA). And while you may be able to get by for a while running the finances and keeping the books for your small business, especially with practically foolproof modern tools like QuickBooks on your side, the truth is that you have other tasks to occupy your time when it comes to keeping your business afloat, and you... ❯❯❯
Many accountants can be forgiven for thinking that the extra effort to completing the ACCA accreditation is just too much after years and years of study. However, by gaining the extra qualification students are presented with extra opportunities for future development. Below are some benefits which getting the extra qualification can have. Intrinsic learning The accreditation goes into more detail on areas that will affect working life. At university,... ❯❯❯
When you’re self-employed, there are a lot of things you’ll have to do on your own on behalf of your business. On the upside, you get to be your own boss, setting your preferred work hours, taking on the clients you prefer, and basically running the whole show as you see fit without a cavalcade of supervisors looking over your shoulder and micromanaging your every move. On the other hand, you’re also solely responsible for making sure you have jobs lined... ❯❯❯
Love them or hate them there is no denying that credit cards have both great pros and difficult cons, but the cons are few if you use your credit card prudently and always remain in control of your debt and repayments. Problems arise when things slip slightly and your debt gets out of control, once you lose your footing it is very difficult to get back on top of this and you could easily fall into a never ending debt cycle. It is important to know... ❯❯❯
A Job Description lists the duties and functions of a job title. A Job Analysis comes first and answers different questions. Job Analysis is the process of collecting the information and input used to build the Job Description. Why need job descriptions? No matter how small your business, job descriptions are critical for your management. Descriptions help recruit qualified and capable applicants. The job description forms the basis for the... ❯❯❯
According to recent research conducted by the Association of British Insurers (ABI), financial service providers in the UK are now paying out a staggering £187 million each day to claimants. This represents a huge sum of money, while it also offers a fascinating insight into the diverse and often complex nature of the insurance industry and its individual products. There are a host of insurance products that the majority of consumers are entirely unaware... ❯❯❯
Are you sick of calling up your local taxi firm on a drizzly Saturday night, only to have the line ring constantly engaged? Do you dread getting into the car with a man who persists in chewing your ear off and then charges you for the pleasure of hearing his worldly insights? Maybe following these mishaps, you had a light bulb moment and uncovered a big fat gap in the market. Things to consider Do plenty of research to begin with. What exactly are the... ❯❯❯
In 1998, Congress promised to keep the internet tax free when it passed the Internet Tax Freedom Act. However, that promise was quickly forgotten, just a few years later, when Senate approved online tax legislation. This law states that, starting in 2011; online sellers would have to report their sales information to the IRS for taxation. This created a huge inconvenience for many vendors and their online clientele. Summary of Online Tax Legislation ... ❯❯❯
Hybrid debt is used by investors to describe securities that flow back and forth between debt and equity. It is not actually any form of debt at all, it is just a preferred investment instrument used by investors to help businesses expand and grow. (If you are taking any business intelligence courses, this may be discusses in the financial section of the teaching.) Hybrid debt, like any other debt, is used by businesses when investors invest in the... ❯❯❯
Drama has provided a form of entertainment across many different cultures and time periods, but it's also frequently used for much more. The theatre turns a spotlight on the human condition and many practitioners have used this spotlight to educate and inform as well as to entertain. Plato was philosophising and educating through drama as far back as the 4th Century BC, while a Saxon nun named Hrosvitha wrote plays to educate her largely illiterate... ❯❯❯
Chances are you started your small business because you accrued years of experience in a certain market and found you were seriously good at your job. Perhaps you continued to get raises and new titles, with more responsibility and additional people reporting directly to you. But at some point you realized you could take that experience and start making those millions for yourself instead of some corporate shareholders. If you successfully pair a great... ❯❯❯
A conveyancer or appropriately licensed solicitor is the person responsible for the legal transfer of the title of properties from one person to another. There are two key stages to the process: the exchanging of contracts, which transfers the ‘equitable title,’ and the completion – at which the ‘legal title’ is passed over. To buy a property, it is essential to ensure that the seller has the full ownership of the property and is entitled to sell it. It... ❯❯❯
Doing proper calculations before taking out a mortgage loan is extremely essential. All the calculations will help you to get an idea about how much you can afford to borrow as a home loan. There are interest rates that your lender will charge, processing fees and some other loan related expenses that you’ve to manage as part of your mortgage loan. There are numerous mortgage calculators that you can use to calculate a mortgage and realize exactly how... ❯❯❯